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Money Saving Tip #55

Combine and Save

In past money saving tips we have discussed bundling your cable, phone and internet services. Not only does it save you money but it also condenses your monthly bill.

 Did you know that you can combine and save on your California insurance as well? You have all your bases covered with a number of polices that protect the precious facets of your life; Home, auto, and life insurance.

 At Harrington Insurance, we can combine your policies and even reduce your monthly premium. Just think, less hassle, less paperwork and nifty discount.

 Give us a call at 408-264-2400 for more information. You can also fill out an online contact form by clicking here to get the details!



Halloween Safety Tips:


The leaves are changing colors, the air is a little crisper and the grocery stores are full of pumpkins. It’s Autumn!

October means one thing: Halloween. And with Halloween come costumes, parties and lots of candy. With all the excitement going on, it is important that you keep your  kid’s safety in mind. Halloween is second only to Christmas as kids’ favorite holiday.

 So how does one stay safe on All Hallows Eve?

  • Pick out a costume that is flame retardant.
  • Make sure your kids can see out of their masks and that costumes are not dragging on the ground.
  • If your kids are going Trick or Treating, make sure there is an adult chaperone. It is important to keep an eye on the kids so they don’t get hurt or lost.
  • Plan a safe route and stay in a group.
  • While Trick or Treating, watch out for cars. It is important to be seen in the dark. Stay in neighborhoods with good lighting and think about incorporating a reflector into your costume. You can find cheap reflector stickers in the local hardware store that can easily adhere to costumes. Make use of glow bracelets and flashlights.
  • Instruct your kids to only go to houses that have their front porch lights on and to NEVER go inside a stranger’s house.
  • Stay on the sidewalks, don’t walk in streets and make sure you use crosswalks. Also, do not walk through yards.
  • Make sure your kids understand the difference between tricks and vandalism.
  • Examine your kid’s candy before they eat it. You want to avoid candy that has loose wrappers, puncture holes, no wrappers or that is homemade.
  • Report any suspicious activity right away to the proper authorities.

Roving Rookie Review – Martin-Fontana Parks Association

In 2009 PG&E marked 140 trees to be destroyed and removed from both TJ Martin and Jeffery Fontana parks because they felt they were located at an unsafe distance from transmission lines. For years PG&E had been pruning these trees to keep them at a safe distance but decided that pruning was no longer working. Community members were very unhappy with this decision because they felt it would have a negative impact on their parks. Most of the trees that were selected to be removed had been there long before the park was built. They are beautiful old oaks that provide shade and add to the beautiful landscape.

Martin-Fontana Parks Association was established by community members as a non-profit organization to raise and provide funds to both preserve and enhance the beauty of TJ Martin and Jeffery Fontana parks. Their goal is to work with PG&E and hopefully stop the removal of some trees by helping to stop the growing process of marked trees as well as to plant new California native plants. They want to do all of this in a manner that is compatible with PG&E, making sure that all trees are a safe distance from the power lines in the parks.

Jolene and I had the opportunity of meeting with Linda Wilson of Martin-Fontana Parks Association to learn more about their cause. Here is a video of LeAnne talking with Linda. Please take a moment to learn more about this wonderful non-profit organization.

You can find Martin-Fontana Park Association’s website by clicking here. Take a look at their website to learn more about the association and how you can help. There you will find a membership form as well as their master plan for the saving and planting of trees and other California native plants. You can also donate the amount of your choosing by clicking the “Help Improve Your Park” button.

-Jolene and LeAnne

Get A Good Nights Sleep



Why getting good sleep is important.

We all live busy lives; between work, driving the kids to and from school and after school activities, cooking dinner, doing laundry and all of the other everyday jobs life throws at us. Unfortunately, when things get busy, one of the first things to go is sleep. In a recent survey by SELF Magazine they found that nearly 60% of their readers got less then the suggested 7-8 hours of sleep a night and more than 15% got fewer than 6 hours of sleep a night! If this sounds like you, you may have to start scheduling in a good nights sleep on your daily calendar because the health benefits of a good nights sleep are well worth it.

Here are 5 health benefits to getting a good night sleep:

  1. It boosts your immune system: Because the body repairs itself overnight and sleep helps to regulate the body’s response to infection you are more likely to stay healthy. Those who get less than seven hours of sleep a night are more susceptible to colds or the flu.
  1. It’s good for the brain: The lack of sleep can cause you to have trouble focusing, remembering things and can weaken your reaction time. Not to mention you won’t pleasant to be around because you’ll also be moody and impatient.
  1. There’s a reason it’s called Beauty Sleep: While sleeping you body goes into repair mode, increasing blood flow and renewing skin cells. Your hair also reaps the benefits of sleep. While you sleep, growth hormones are at work building new cells and repairing damaged ones. So before you spend money on new beauty products, try getting 7-8 hours of sleep a night first.
  1. Live a longer life: Research has shown that a good night sleep can help lead to a longer life, even more than working out or eating healthy. Not getting enough sleep can lead to disease, because lack of sleep weakens your body’s ability regulate blood sugar levels which could lead to diabetes. Lack of sleep can also cause you to have high blood pressure due to an elevated level of cortisol, a stress hormone.
  1. Helps keep you slim: When you get less than seven house of sleep a night you disrupt hunger regulating hormones which can cause weight gain. Lack of sleep can also negatively affect the body’s reactivity to insulin, which determines the pace your body puts on fat. Instead of trying a new diet, implement a good night sleep into your health routine.

Roving Rookie Review – Berryessa Music Boosters

Berryessa Music Boosters and Berryessa Art & Wine Festival are non-profit organizations that raise money for the music programs of the Berryessa Union School District. Due to the lack of state funding, the organizations have financially supported the Choral and Instrumental Music Programs since 1992.

The Annual Berryessa Art & Wine Festival is held on the Saturday before Mother’s Day. It makes for a great opportunity to do something special with your family or to find that special gift for mom.

Watch the video below to see LeAnne interview Zoa Fitch of the Berryessa Music Boosters.

To learn more about the Berryessa Music Boosters & Berryessa Art and Wine Festival please visit http://www.berryessamusicboosters.org.

Roving Rookie Review – Bellafresca, INC

Bellafresca, INC is a wholesale produce market that delivers fresh vegetables and fruits to area high schools, restaurants, nursing home and hospitals. Jolene and I had an opportunity recently to sit down with owner Jim Ottaviano to learn more about Bellafresca as well as his involvement in the spaghetti dinner fundraiser for Jessica Huse.

For those of you who do not know Jessica, she is a beautiful young lady who in August of 2009 while on her way to church, was involved in an accident in which she sustained a Traumatic Brain Injury. Through continued fundraising, such as this spaghetti dinner, friends, family and strangers have helped Jessica to get the treatment she needs. She was accepted in May into a highly sought after protocol treatment at the International Brian Research Foundation in New Jersey and in the short time she has been there, she has made great progress.

To learn more about Jessica and to stay current on her progress, visit her website  or Facebook pages

The IBRF program Jessica is in is dependent upon grants, donations and fundraising. 100% of the proceeds from these events go directly to the IBRF for Jessica’s treatment.

Insurance Experiences with Bobby and Betty Blobbie #1

Comprehensive Or Collision Insurance?


Introducing our new video series called Insurance Experiences with Bobby and Betty Blobbie. In this series you will find Bobby and Betty getting into accidents and not quite knowing what to do next.  Each video will have a different scenario that ends with a question and the answer will be later revealed on our Facebook page. We invite you to stay up to date on our Blobbie conversations via our Facebook page which can be found by clicking here.

Here is our first Blobbie Video:


Do you know the answer? Let us know what you think.